Data period: 2015-01–2026-05 · Updated 2026-07-21
Housing loan interest rates in Lithuania
This is the Bank of Lithuania's period average for new agreements. It is not an individual bank quote, annual percentage rate of charge (APR), or financial recommendation.
Latest 24 months
| Period | Average annual rate |
|---|---|
| 2026-05 | 3.96% |
| 2026-04 | 3.88% |
| 2026-03 | 3.79% |
| 2026-02 | 3.67% |
| 2026-01 | 3.67% |
| 2025-12 | 3.69% |
| 2025-11 | 3.68% |
| 2025-10 | 3.65% |
| 2025-09 | 3.66% |
| 2025-08 | 3.68% |
| 2025-07 | 3.71% |
| 2025-06 | 3.76% |
| 2025-05 | 3.93% |
| 2025-04 | 4.05% |
| 2025-03 | 4.20% |
| 2025-02 | 4.29% |
| 2025-01 | 4.35% |
| 2024-12 | 4.36% |
| 2024-11 | 4.55% |
| 2024-10 | 4.77% |
| 2024-09 | 5.02% |
| 2024-08 | 5.17% |
| 2024-07 | 5.36% |
| 2024-06 | 5.44% |
Historical context
The highest value since 2015 was 5.89% in 2023-10. The latest value was -1.93 percentage points from that peak.
Method and limitations
The official workbook defines the unit as percent per annum, the data type as annualised agreed rate (AAR) / narrowly defined effective rate (NDER), and the collection measure as period average. The pipeline selects only source code PNS.M.A2V.A.C.A.U2.250.200.N.LT.PC___.E.SR, verifies uninterrupted monthly coverage and stores the XLSX SHA-256.
Data
Full JSON API history · CSV history · Official XLSX export
Primary source: Bank of Lithuania, lending rates. Source update timestamp: 2026-06-29 15:00:00.
Frequently asked questions
What is the latest average interest rate on new housing loans in Lithuania?
In 2026-05, the average annual interest rate on new euro-denominated housing-loan agreements for households was 3.96%.
Is this an individual bank offer?
No. It is the Bank of Lithuania's monthly average for new agreements, not a quoted offer, APR or financial recommendation.
Citation and archives
Immutable v2026.05 GitHub release · Hugging Face dataset · Software Heritage SWHID